Payment Policy

Effective Date: October 25, 2024 Last Modified: October 25, 2024

This Payment Policy ("Policy") governs your use of PageOn's subscription services. By subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by this Policy.

1. Subscription Plans

1.1 Available Plans

PageOn offers the following subscription options:

• Free Plan: Basic access with limited features
• Weekly Pro Plan: Premium access at $1.99 USD per week

1.2 Weekly Pro Plan Features

Weekly Pro Plan subscribers receive access to:

• AI-Powered Writing with Customizable Tone Settings
• Premium Export Options:
  • PDF Export Functionality
  • Removal of PageOn Badges
• Unlimited AI Image Generation
• Presentation Enhancement Tools:
  • AI-Generated Presentation Notes
  • AI-Powered Auto-Speech Generation

2. Payment Terms and Processing

2.1 Billing Cycle

• Subscription fees are charged on a recurring weekly basis
• Your billing cycle starts on your subscription date
• You authorize us to automatically charge your chosen payment method

2.2 Payment Processing

We use Stripe, Inc. as our payment processor. By submitting payment information, you:

• Authorize PageOn and Stripe to process payments
• Confirm that you are the authorized holder of the payment method
• Agree to maintain accurate and current payment information

We accept the following payment methods through Stripe's secure platform:

• Major credit and debit cards (Visa, Mastercard, American Express, Discover)
• Digital wallets (Apple Pay, Google Pay, Link by Stripe)
• Other payment methods available in your region

2.3 Currency and Pricing

• All prices are listed in United States Dollars (USD)
• For Canadian customers:
  • Charges will be processed in USD
  • Your bank or card issuer will convert to CAD at their current rate
  • GST/HST/PST will be applied as required by provincial law
• Prices listed exclude applicable taxes
• Final charges will include all applicable state/provincial and federal taxes

3. Subscription Management

3.1 Modification and Cancellation

You may modify or cancel your subscription at any time:

• Through your account settings at www.pageon.ai/account
• By contacting customer support at support@pageon.ai
• No refunds will be provided for partial subscription periods
• Cancellation will take effect at the end of the current billing period

3.2 Automatic Renewal

• Subscriptions automatically renew unless cancelled
• We will send renewal notifications via email
• Price changes will be communicated at least 30 days in advance
• You may opt-out of renewal at any time prior to the next billing cycle

4. Refunds and Billing Disputes

4.1 Refund Policy

In accordance with applicable North American consumer protection laws:

• All sales are final unless otherwise required by law
• Refunds may be issued at our discretion for:
  • Service unavailability exceeding 24 hours
  • Unauthorized charges (with verification)
  • Billing errors
  • Technical issues preventing service access

4.2 Dispute Resolution

For billing disputes:

1. Contact our support team at billing@pageon.ai
2. Include:
   1. Account information
   2. Transaction details
   3. Nature of dispute
3. We will respond within 2 business days
4. Disputes must be raised within 90 days of the charge

5. Data Protection and Security

5.1 Payment Information Security

• All payment data is processed securely through Stripe
• We maintain compliance with:
  • Payment Card Industry Data Security Standard (PCI DSS)
  • State and federal data protection regulations
• We do not store complete credit card information

5.2 Privacy Protection

Payment data handling complies with:

• California Consumer Privacy Act (CCPA)
• Personal Information Protection and Electronic Documents Act (PIPEDA)
• Other applicable state/provincial privacy laws

6. Changes to Terms

6.1 Modifications

We reserve the right to modify this Policy:

• Changes will be posted on our website
• Material changes will be communicated via email
• Continued use after changes constitutes acceptance

6.2 Governing Law

• Users' statutory rights under applicable laws are preserved

7. Contact Information

For billing inquiries: www.pageon.ai/contact

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This Policy complies with applicable federal and state/provincial laws in the United States and Canada. For the most current version of this Policy, please visit www.pageon.ai/payment-policy.